Home' Trinidad and Tobago Guardian : September 30th 2015 Contents Mark Hammel s hearing was damaged in his 20s
by machine gun fire when he served in the Israeli
Army. But not until decades later, at 57, did he
receive his first hearing aids.
"It was very joyful, but also very sad, when I con-
templated how much I had missed all those years,"
Dr Hammel, a psychologist in Kingston, NY, said in
"I could hear well enough sitting face to face with
someone in a quiet room, but in public, with back-
ground noise, I knew people were talking, but I had
no idea what they were saying. I just stood there
nodding my head and smiling.
"Eventually, I stopped going to social gatherings.
Even driving, I couldn t hear what my daughter was
saying in the back seat. I live in the country, and I
couldn t hear the birds singing.
"People with hearing loss often don t realise what
they re missing," he said. "So much of what makes
us human is social contact, interaction with other
human beings. When that s cut off, it comes with
a very high cost."
And the price people pay is much more than social.
As Dr Hammel now realises, "the capacity to hear
is so essential to overall health."
Hearing loss is one of the most common conditions
affecting adults, and the most common among older
adults. An estimated 30 million to 48 million Amer-
icans have hearing loss that significantly diminishes
the quality of their lives---academically, professionally
and medically as well as socially.
One person in three older than 60 in the US has
life-diminishing hearing loss, but most older adults
wait five to 15 years before they seek help, according
to a 2012 report in Healthy Hearing magazine. And
the longer the delay, the more one misses of life and
the harder it can be to adjust to hearing aids.
As Dr Hammel put it: "I had lost the habit of lis-
tening. After I got the aids, it took me a long time
to get back into the habit of paying attention to what
people were saying."
The author of the Healthy Hearing report, Debbie
Clason, pointed out that "the sooner you get help
for your hearing impairment, the easier it will be for
your brain to use the auditory pathways it s developed
for processing sound."
The National Register of Health Service Psychol-
ogists states in an online continuing education course,
"For the majority of people with hearing loss, the
difficulties faced can wreak havoc in a person s life."
Yet, the register added, "many people who have hear-
ing loss are not aware of it, do not accept the fact
of it, or are unwilling to discuss their hearing loss."
In a large survey by the National Council on the
Aging, two-thirds of older adults with untreated
hearing loss explained their reluctance to get a hearing
aid with statements like "my hearing is not bad
enough" or "I can get along without one," and one
person in five said things like "it would make me
feel old" or "I don t like what others will think about
However, those in the survey who had hearing aids
were, on average, more socially active and less likely
to be depressed, worried, paranoid or insecure, and
their family members and friends were even more
likely than they were to have noticed these benefits.
The findings of the survey, conducted among 2,096
hearing-impaired people and 1,710 of their family
members and friends, were published in 1999, but
experts say little has changed in people s attitudes
and treatment of hearing loss.
Many who are hard of hearing don t realise how
distressing it is to family members, who typically
report feeling frustrated, annoyed and sad as a con-
sequence of communication difficulties and misunderstandings.
For the hearing-impaired person, confusion, difficulty focusing
and distracting thoughts are common cognitive impairments.
When people can t hear what is being said, they may become
anxious and even suspect that others are talking about them
behind their backs or saying things others don t want them to
hear. Anger, embarrassment and a loss of self-esteem are common
emotional fallout. Links have also been found to an increased risk
of dementia. (NYT)
body & soul
Guardian www.guardian.co.tt Wednesday, September 30, 2015
34D QUARTERLY TAX INSTALMENT DUE
You are reminded that Quarterly Tax
Instalments are due and payable on or
September 30th December 31st
of each year.
NOTE: Calculation of your Income/
Corporation Tax Quarterly Instalments for
the current year of income is based on an
estimated chargeable income, which is the
chargeable income of the previous year of
income, multiplied by the rate of tax for the
NOTE: Calculation of your Business Levy
and Green Fund Levy Quarterly Instalments
is based on the actual gross sales/receipt
for the respective quarter. The rates are
0.2% and 0.1% (of gross sales/receipts)
NOTE: Payments not made by 30th
September 2015 will accrue interest at
the rate of 20% per annum from the due
dates to the date of payment.
TAXPAYER RELATIONS SECTION
"Changing the way we interact with You"
Ministry of Finance
INLAND REVENUE DIVISION
CALCULATION OF QUARTERLY INSTALMENT
This is a guide to calculating your quarterly
instalments for 2015.
2014 -- Chargeable Profit = $1,000,000
Estimated Tax for 2015 = 2014 Chargeable Profit x
25% (2015 tax rate)
= $1,000,000 x 25%
2015 -- Estimated Quarterly Tax Payment
250,000 = 62,500
Estimated payment due per quarter = $62,500
NOTE: Where your 2015 Estimated
Chargeable Profit is likely to exceed 2014
Chargeable Profit you are advised to increase
your quarterly payments to accommodate the
increased profit and avoid interest on short
NB: Any short payment or non-payment
of quarterly instalment is also subject to
interest at the rate of 20% per annum from
the date the payment was due to the date of
payment or April 30, 2015 whichever is earlier.
YOUR DAILY HEALTH
News and Advice
Hearing loss costs far
more than ability to hear
Untreated hearing loss can have physical consequences as well,
including excessive fatigue, stress and headaches, which may result
from trying so hard to hear and understand spoken language.
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