Home' Trinidad and Tobago Guardian : May 14th 2017 Contents B8 life
guardian.co.tt Sunday, May 14, 2017
ne of the most common questions I get asked is: “What wording goes
into a wedding programme?” To answer this question, it’s essential to
first determine know what the main purpose of a programme should be.
1. ACT AS A CEREMONY GUIDE
FOR YOUR GUESTS by outlining the
sequence of events and explaining the
significance of what is happening.
2. BE A REFLECTION OF YOUR
PERSONALITY by listing read-
ings, songs, poems and music
you’ve selected. Many brides and
grooms also use programmes to
introduce members of their brid-
al party and to talk about the role
their loved ones have played in
Although many couples choose not to have programmes,
they may be a good idea for these reasons:
f It gives guests
who arrive early to your
ceremony, something to
read or browse through
It will assist
those guests at your
ceremony who may
not know about your
customs and traditions
and help them follow
along with the service
f If you have a large
guest list, chances are
some guests will end
up sitting to the back
of your ceremony and/
or reception venue and
may not be able to clear-
ly see or hear what’s go-
ing on. In this instance,
a programme is a good
guide for them to have.
of the pro-
pendant on the cou-
ple’s taste, budget and
the type of ceremony
they are having.
I have seen many
versions of wedding
ing from those that
are simple, effective
sheets of paper to elab-
orate, bound booklets
featuring photos and
As for me, my wed-
ding programme was
in fact, more elaborate
than my invitation!
Apart from the
standard order of cer-
speakers for the recep-
tion and bridal party
list, our programme in-
cluded poetry that was
relevant to the story of
how my husband and I
met, as well as an ex-
planation of the décor
theme at the reception.
But whatever you
decide to include in
your programme, don’t
forget to order extras
to keep as mementos!
NCB Global Finance Limited, Trinidad and Tobago invites suitably
qualified persons to apply for the position of:
The incumbent will ensure that Security documents are complete in accordance with the Bank’s
policies and guidelines prior to the booking of facilities and are legally binding so that the Bank can
apply the collateral if the need arises. Responsible for preparation of reports and maintenance of
KYC records ‘Know Your Customer’ (KYC) documentation for credit, deposits and foreign exchange
trade customers ensuring compliance with AML/FATCA policies and guidelines.
Review of credit and lease proposals, ensuring that collateral is perfected and all other
conditions are met prior to disbursement
Ensure credit approval sufficiency with respect to credit documentation deferrals & waivers
Oversee the preparation, review, maintenance & custody of the credit legal documentation
To ensure that all loans are opened and disbursed in accordance with sanctions/instructions
To verify and authenticate all corporate documents and loans submitted
To guide and support units in the identification and execution of security documents and
matters relating to all loans.
To be directly accountable for the accurate calculation and collection of all fees and charges
relevant to securities taken.
To ensure that limits, interest rates, and repayment terms are maintained in accordance with
Maintain and monitor the collateral security and authorisations portfolios ensuring active
follow up for all out of order documentation with the relevant parties.
Monitor & administer collateral/security inventory values & existence, & any collateral/security
coverage shortfalls as a result of market price changes
Completes monthly Defective Security reports
Handle credit check inquiries
Responsible for ensuring that all security-related documentation is captured on the system,
Performs check on requests for releasing of collateral by making sure loan is paid in full,
then obtaining authorization to release auto and mortgage liens from the property ensuring
compliance with established /documented procedures.
Ensure credit files, security/ collateral & credit documentation are complete, have controlled
access & are well-maintained
Compile data and prepare a variety of reports related to Securities, Leases and Loans
Maintain and update electronic access files of all Source of Funds Declarations and submit
relevant returns to the FIU Conduct investigations as may be necessary in respect of the
compliance process, e.g. use of money laundering schemes, wire transfers, suspicious
transactions reported etc.
Maintain filing system for AML and KYC documentation & Prepare AML/FATCA reports for
submission to FIU.
Prepare monthly compliance reports for onward submission to the Group Legal & Compliance
Division – NCBJ.
Qualifications & Experience:
A First Degree or equivalent qualification in Finance, Management Studies, Business
Minimum three (3) years of proven specialized experience in administration of Collateral/
Securities at a financial institution
Applications are to be submitted at
www.jncb.com/careers by May 15, 2017.
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