Home' Trinidad and Tobago Guardian : June 23rd 2013 Contents My purpose in accepting the chair-
manship at the NIB was to ensure I
contribute on a national level to their
well-being and that of all future gen-
erations who will depend on the NIS.
This means the organisational
changes envisioned are for long term
sustainability of the NIB.
Describe your management style.
My preference is to be precise in
strategic decision-making and sup-
portive in enabling execution.
I am a firm believer in rewarding
success and penalising failure. In my
view if there is no penalty for failure
then mediocrity prevails, and if there
is no reward for success there is no
motivation to strive for excellence.
What led you to join the NIB?
I joined the NIB six months ago in
December 2012. The reason was to
really lead the development of one
of the largest institutions in the
Caribbean at a time when it is crit-
ically needed on a micro and macro
What are the main trends in
your industry right now?
These are challenging economic
times and investment strategy,
operational efficiency and pension
harmonisation are current con-
cerns that are being addressed.
What are the biggest risks,
challenges and opportunities fac-
ing the NIB?
The challenge is to sustain
National Insurance benefits in the
The risk is to contain the existing
$3.3 billion shortfall in assets to
meet future obligations and to
reduce that shortfall by responsible
investing. That means considering
financial, economic and other risk
factors whilst seeking higher
returns on investments.
What plans do you have for the
NIB s growth and development
We are currently developing our
strategic plan for the next three
years. It is envisioned that the
NIB s infrastructure can be
improved by organisational trans-
formation and by the development
of modern principles of corporate
governance, human resource and
investment banking and risk man-
Regarding insurance operations,
systems and policies need to be
improved so as to maximise oper-
ational efficiency in terms of con-
tribution collection and benefit
payments. In order to achieve this
we must have the alignment of
I would also like the NIB to max-
imise the benefits of technology,
perhaps providing NIS information
online and available when you type
in your NIS number including con-
tributions, available benefits, claims
Who was your hero or idol
growing up (fictional or real or
both) and why? And who do you
admire most today?
They would have to be in sports.
Growing up it was Diego Maradona
in football and Viv Richards in
cricket. Today it s Lionel Messi.
What was the most difficult
decision you ever had to make?
My younger daughter Sienna
had a 50/50 chance of living when
she was born. The most difficult
decision I ever had to make was
to hand her over to the Neonatal
Unit of the Port-of-Spain General
Hospital. They saved her life.
What was it like growing up in
It was great. As youths we lived
every weekend on the North Coast
in Balandra, and my parents
allowed us the freedom to enjoy
every facet of the sea.
What advice would you give to
someone contemplating a voca-
tion/career such as yours?
Pursuing any profession is chal-
lenging, but don t give up if you
firmly believe you can succeed
and make a difference. My career
has been in financial services in
three very different parts of the
world. It was hard and sometimes
I thought of giving up, but it
allowed me so many great oppor-
How do you balance your fam-
ily life with the demands/chal-
lenges of your job?
I try to work to enjoy life with
my family since this is what brings
happiness. Work does not consume
My family means the world to
me especially since life is so short.
I have experienced this first-hand
since I always thought my parents
would have been around today to
see what I have achieved.
What are the main reasons for
Perseverance and being able to
deal with failure.
Describe yourself in two words,
one beginning with A, the other
with B (your initials)?
Astute and brave.
What do you feel are the great-
est accomplishments of your
career thus far?
Qualifying as a chartered
accountant and working on some
of the largest transactions in multi-
national banks in London and New
York. Chairmanship at the NIB
may also rank as a major career
accomplishment. I guess time will
Sunday Guardian www.guardian.co.tt June 23, 2013
From Page B1
NIB chairman Adrian Bharath
Mohanlal and Shirley Madhoo, of Orange Field Road, Carapichaima, celebrated
their 48th wedding anniversary on June 20. Their children Bobby, Nirmal,
Sheldon, Shelly Ann and Sherry-Ann wish them many more years together.
My father was my hero
GREAT AT 48
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