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Through programmes launched by the Young Women's Christian Association of Trinidad and Tobago in recent years,
we have seen our own young women move from feeling hopeless to brimming with excitement and hope at what the
world has to offer them. We encourage each female, regardless of age, ethnicity, religious belief, race, or social/eco-
nomic standing to take heart from the words of the first African American woman astronaut, Mae C. Jemison, who
said, "Don't let anyone rob you of your imagination, your creativity, or your curiosity. It's your place in the world; it's
your life. Go on and do all you can with it, and make it the life you want to live."
The Young Women's Christian Association of Trinidad and Tobago, would like to take this opportunity to encourage
our girls and women to take courage and persevere to success! We have bought into the vision and mission of the World
YWCA which advocates for the empowerment of women and girls, developing strong women leaders and raising
awareness of social issues affecting women worldwide. Chemist and Physicist, Marie Curie, summed up our vision and
mission succinctly when she said, "Life is not easy for any of us. But what of that? We must have perseverance and
above all confidence in ourselves. We must believe that we are gifted for something and that this thing must be
The founder of "Planned Parenthood", Margaret Sanger, offered these wise words, "Woman must not accept; she must
challenge! She must not be awed by that which has been built around her; she must reverence the woman in her which
struggles for expression".
These words of wisdom remind us to look within and strive for better, for respect, to reclaim our dignity and pride,
and to always aim for excellence! Let us keep fighting the good fight, and showing the world by the way we treat our-
selves, the way we should be treated - with dignity and respect.
Let us all stand arms linked, proudly declaring the words stated by Constance Baker Motley, the first African American
woman to serve as a Federal Judge, "I reject(ed) the notion that my race or sex would bar my success in life!"
Guardian www.guardian.co.tt Saturday, March 8, 2014
Gibbons-Joseph shares money management tips at her Healthy
Today's economic climate has added more
hardships to this situation, due to several rea-
sons--high food prices; reduction of a breadwin-
ner's income; loss of job; longer work hours;
increased medical bills and a sense of hopeless-
ness about the future.
As a Financial & Life coach and a single parent,
I have experienced the financial struggles that
women go through to make ends meet. This has
made me very passionate about helping women
meet their financial and life goals. To this end, I
have listed some practical solutions to help
women handle the financial stress of taking care
of their families:
• Take a few minutes to unwind and centre
yourself - visualize what type of life you want
for you and your family.
• Get your entire household together in a relaxed
atmosphere and openly discuss the family sit-
• Before the meeting establish some ground
rules, e.g. No cell calls, respect for each other's
views. Assign someone to take notes, using a
separate sheet per person.
• Start the meeting by sharing your dreams and
the challenges being experienced. Break down
the cost of running the home and your debts.
• Allow each family member, about five minutes
to share their aspirations. Add an additional
five minutes for other members to make sug-
gestions on how this can be achieved. Encour-
age them to be creative, practical and realistic.
• Examine grocery bills and expenses and have
each person take responsibility towards reduc-
ing costs - using skills to earn extra income,
buying less expensive brands, controlling cell &
utility bills, etc.
• Make a master list and put a value to all what
your family own (Assets) and owe (Liabilities).
• Make a final family budget and include an
amount for saving and emergencies.
• Monitor budget on a monthly basis and have
follow up meetings to discuss your progress.
Make further adjustments where needed.
• Take time out with family to have fun and
build a bond. This can be done at no-cost --for
e.g. playing games at home or having a movie
Achieving financial stability is not just about
money. It is also about changing your mind set,
lifestyle habits, having faith and patience, being
committed to a plan and getting the support of
your loved ones. To help the entire family learn
about money management, my company 'Conec'
has created an interactive and instructive DVD
'Money Management for Families'. We have also
initiated 'Women's Empowerment Forums',
which are small group sessions to inspire women
toward achieving their dreams and aspirations.
For more information visit our website
@www.coneccoaching.com. Happy International
Stress on Women
Jennifer Gibbons-Joseph CPC,ELI-MP
Certified Professional Life & Financial Coach
International Women's Day 2014 theme 'In-
spiring change' is a message for all women
to reach out and make that positive differ-
ence in each other's life. Economic ad-
vancement is still one of the most
challenging areas for women. In many of
our households women are responsible for
the financial welfare of their families.
Jennifer Gibbons-Joseph fulfilling her passion for empowering
women at a recent Workshop
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